RMT, Canada’s Most Claimed Health Services

Why RMT Is One of Canada’s Most Claimed Health Services (And What It Means for You)

Intro: There’s a Reason RMT Tops Canada’s Insurance Claims

If you’ve ever wondered why registered massage therapy (RMT) is so commonly included — and claimed — in Canadian health benefits, you’re not alone.

Here’s the short answer:

Canadians know it works. And insurers know it saves bigger costs down the road.

Massage therapy isn’t just a “perk” or “spa treatment.” It’s a medically-recognized service for physical and mental well-being — and it’s more popular (and powerful) than most people realize.

📊 The Numbers Don’t Lie

According to data from Canada Life and Sun Life:

Over 70% of insured employees in Canada have access to RMT coverage
RMT ranks as the #1 or #2 most used para-medical service annually (alongside chiropractic and physiotherapy)
Many plans cover $500–$1,000 per year for massage alone
Average claim: $80–$100 per session, used 5–10x per year

💡 Translation: If you’re not using your massage benefits, you’re in the minority — and likely leaving money (and results) on the table.

💪 Why Is Massage So Widely Covered by Insurance?

Insurers cover RMT because it’s:

✅ Evidence-based (proven to reduce pain, stress, and injury risk)
✅ Cost-effective (compared to drugs, surgery, or long-term physio)
✅ Preventive (keeps people working, sleeping, and healing faster)

Top reasons people use RMT:

Back pain
Work-from-home posture strain
Headaches and migraines
Anxiety and stress
Recovery from sports injuries
Wellness and relaxation therapy

🧠 Mental Health Is Driving Even More RMT Claims

Since 2022, insurers have quietly expanded massage coverage for stress-related conditions.
Patients struggling with:

Anxiety
Depression
Sleep issues
…are turning to massage therapy as part of their care plan.

RMTs with mental health-sensitive training are in high demand — and easily claimable with proper receipts.💬 Ask Ruby if your plan supports stress-related RMT claims at insurance.rmtclinic.net

🧾 How to Make Sure You’re Covered

To claim RMT services through your insurance:

Make sure the provider is a Registered Massage Therapist
Get a proper receipt with license number and treatment date
Check if you need a doctor’s referral
Know your coverage limit, per-visit cap, and co-pay amount

Need help?
✅ northtormt.com/ only lists verified RMTs approved by Canadian insurers.

🔄 Don\’t Let Your Benefits Reset Unused

Most plans reset December 31st.
That means you could lose:

$500–$1,200 in RMT benefits
Prepaid wellness you’ve earned
Opportunities to heal and prevent deeper issues

💡 Use it or lose it. Booking a single massage can be your first step back into balance.

✅ Action Steps

✍️ About the Author

Henry Tse is a Canadian entrepreneur and founder of the RMT Clinic Network Organization. With over 35 years in the wellness and business space, he’s on a mission to help Canadians unlock the full value of their health benefits — and live better through access to smarter para-medical care.